Mom’s Secret: The Ultimate Super Moist Banana Bread Recipe with Cake Flour
This isn’t just *any* banana bread; it’s **Mom’s super moist banana bread**, a recipe that has been perfected over years and truly stands out as the best. Its secret lies in two key ingredients: an abundance of perfectly overripe bananas and, uniquely, cake flour instead of traditional all-purpose flour. This combination results in an unbelievably soft, tender, and incredibly moist banana bread that melts in your mouth. If you’ve been searching for that one perfect recipe to master, your quest ends here. Prepare to be amazed by a homemade treat that will become your family’s favorite, time and time again.

This cherished family recipe was initially shared on February 23, 2016. It has since been refreshed and updated with new mouth-watering photos and additional helpful information on January 18, 2024, to ensure you get the very best results every time you bake.
Essential Ingredients for Perfect Moist Banana Bread
Creating truly exceptional banana bread starts with understanding each ingredient and its role. Here’s a breakdown of what you’ll need and why these components are crucial for achieving that signature moist and tender texture:
- Cake Flour. The star of this recipe is cake flour. Unlike all-purpose flour, cake flour is milled much finer and boasts a lower protein (and thus lower gluten) content. This characteristic is precisely what yields an incredibly soft, delicate, and tender banana bread crumb, preventing it from becoming dense or chewy. In many cultures, like Japan where this recipe originates, cake flour is the standard for baked goods, leading to the delightfully light treats we’ve come to love.
- Baking Soda. This leavening agent is indispensable for achieving a beautifully risen and airy homemade banana bread. When combined with acidic ingredients in the batter (like yogurt or the mashed bananas), baking soda creates carbon dioxide bubbles, giving the bread its wonderful lift and texture.
- Salt. A pinch of fine salt, whether pink Himalayan or sea salt, is vital. It doesn’t just add seasoning; it balances the sweetness of the bananas and sugar, enhancing all the other flavors in the bread and making them more vibrant and complex.
- Butter. This recipe calls for softened, salted butter, which is creamed with sugar to incorporate air and create a lighter, more tender crumb. The richness of butter also contributes significantly to the overall flavor. For a denser texture or a dairy-free alternative, you can substitute it with a neutral-flavored oil like avocado or light olive oil.
- Light Brown Sugar. Beyond its sweetening power, light brown sugar brings a subtle, delightful caramel note to the banana bread. Its moist texture also helps keep the bread from drying out, contributing to the overall softness.
- Eggs. Using large eggs at room temperature is key. Eggs act as a binder, add structure, and provide a substantial amount of moisture, contributing to the rich, cake-like texture of this banana bread. Room temperature eggs also emulsify better with other ingredients, creating a smoother, more uniform batter.
- Bananas. The riper, the better! Overripe bananas with very brown and spotty skins are essential for the best flavor and sweetness. As bananas ripen, their starches convert to sugars, intensifying their banana flavor. Mash them with a fork for a rustic texture or use a food processor for an extra smooth batter. You’ll need about 4 medium-sized bananas for 1½ cups of mashed banana.
- Plain Yogurt & Milk. This dynamic duo serves as a fantastic buttermilk substitute! The plain yogurt provides the necessary acidity to react with the baking soda, activating its leavening properties and contributing to the bread’s moistness and tender crumb. Do not skip this acidic component, as it’s crucial for the bread to rise properly. Sour cream and milk can also be used.
- Vanilla. For the most exquisite aroma and deepest flavor, opt for pure vanilla extract or vanilla paste. Vanilla enhances the sweet notes and complements the banana flavor beautifully, adding a layer of warmth and sophistication to your homemade banana bread.

Quick Tips: How to Ripen Bananas for Baking
Don’t have a bunch of beautifully brown, spotty bananas ready for baking? No worries! You can quickly get them to the ideal ripeness using these simple methods:
- Bake them to perfection. This is the fastest method. Preheat your oven to a moderate 300°F (150°C). Place the unpeeled bananas directly on a baking sheet. Bake them for approximately 15 to 20 minutes, or until their skins turn completely black and shiny. This process caramelizes their sugars, enhancing their sweetness and making them incredibly soft and easy to mash. Once baked, let them cool down to room temperature before peeling and using them in your recipe.
- Use the paper bag trick. For a slightly less immediate but equally effective method, place your unripe bananas in a paper bag. Add an apple to the bag and seal it loosely. Both bananas and apples naturally emit ethylene gas, a hormone that accelerates the ripening process of fruits. Keep the bag closed for 24 to 48 hours, checking periodically until your bananas reach the desired level of brownness and softness.
If you often find yourself with more overripe bananas than you can bake at once, don’t let them go to waste! Simply peel them, place them in a freezer-safe bag or airtight container, and store them in the freezer. They will be perfectly preserved for when you next decide to whip up this incredible super moist banana bread. Just remember to defrost them in the fridge overnight before you’re ready to mash and bake!
Step-by-Step Guide: How to Make Mom’s Moist Banana Bread
Making this incredible banana bread is simpler than you might think. Follow these clear steps to achieve a perfectly baked, super moist loaf every time:
Step 1: Prepare Your Oven and Pan. Begin by preheating your oven. If you’re using a dark metal loaf pan, set your oven to 320°F (160°C) as dark pans absorb more heat. For light metal pans, preheat to 350°F (175°C). Properly grease your 9-inch loaf pan, then line it with parchment paper, leaving an overhang on the sides. This makes it incredibly easy to lift the baked bread out later.
Step 2: Combine Dry Ingredients. In a medium-sized bowl, use a fine-mesh sieve to sift together the cake flour, baking soda, and salt. Sifting is crucial for incorporating air and ensuring there are no lumps, which contributes to the bread’s light texture. If you plan to add mix-ins like walnuts or chocolate chips, take a couple of spoonfuls of this flour mixture into a separate small bowl and toss your chosen mix-ins with it. This flour coating helps prevent them from sinking to the bottom during baking, ensuring even distribution throughout the loaf.
Step 3: Mix Wet Ingredients. In a large mixing bowl, cream together the softened butter and light brown sugar until the mixture is light and fluffy. This step is vital for incorporating air and dissolving the sugar. Next, beat in the room temperature eggs one at a time, ensuring each is fully incorporated before adding the next. Finally, add the mashed overripe bananas, plain yogurt, milk, and vanilla extract. Mix everything until just combined; overmixing here can develop too much gluten and result in a tougher bread.
Step 4: Combine Wet and Dry. Gently add the sifted dry ingredients to the wet ingredients. Using a spatula or wooden spoon, stir carefully only until the flour streaks disappear and the batter is just combined. Avoid overmixing, as this can make your banana bread dense. If you prepared mix-ins, gently fold them into the batter at this stage. Pour the complete batter evenly into your prepared 9-inch loaf pan.
Step 5: Bake to Perfection. Place the loaf pan in your preheated oven and bake for approximately 1 hour and 15 minutes. Baking times can vary slightly depending on your oven, so it’s essential to test for doneness. Insert a skewer or a piece of dry spaghetti into the center of the loaf. If it comes out clean or with a few moist crumbs attached, your banana bread is perfectly baked. Allow the bread to cool in the pan for about 5 minutes before carefully transferring it to a wire rack to cool completely. This resting period helps the bread set and prevents it from crumbling.

Storage and Freezing Tips for Freshness
To keep your delicious banana bread tasting fresh and moist for as long as possible, proper storage is key. Here are some guidelines:
Storage Directions
For any leftover banana bread, store it in an airtight container at room temperature. It will remain wonderfully fresh for up to 4 days. A crucial tip for maintaining moisture is to slice only the portions you intend to eat at one time. Slicing the entire loaf exposes more surface area to the air, which can cause it to dry out more quickly. Keep the rest of the loaf whole until ready to serve.
How to Freeze Banana Bread for Later Enjoyment
Banana bread freezes beautifully, making it perfect for meal prep or enjoying a slice whenever a craving strikes. To freeze, first allow the loaf to cool completely. Then, wrap each individual slice (or the entire loaf) tightly with a couple of layers of plastic wrap, followed by a layer of aluminum foil for extra protection against freezer burn. Place the wrapped slices or loaf into a freezer bag or an airtight freezer-safe container. It can be stored in the freezer for up to 2 months. When you’re ready to enjoy, simply defrost the banana bread in the fridge overnight, or you can even warm a slice gently in the microwave or toaster oven for a quick treat.

Frequently Asked Questions About Moist Banana Bread
Absolutely! This recipe is incredibly versatile and welcomes various mix-ins. Popular choices include chopped nuts (like walnuts or pecans), chocolate chips (dark, milk, or white), and even fresh blueberries. My mom’s personal favorite, and mine too, is always toasted walnuts for that added crunch and nutty flavor. For best results with nuts, toast them lightly in the oven first and allow them to cool completely before adding to the batter; this enhances their flavor. A pro tip for all mix-ins: toss them with a couple of tablespoons of your dry flour mixture before folding them into the batter. This light coating helps to evenly distribute them throughout the loaf and prevents them from sinking to the bottom of the pan during baking.
For optimal baking results, I highly recommend using a metallic loaf pan over a glass one. Metal pans conduct heat more efficiently and evenly, ensuring your banana bread bakes through consistently. It’s also worth noting the color of your pan. Dark metal pans absorb more heat, which can lead to a darker, crispier exterior before the center is fully cooked. If you’re using a dark metal pan, it’s advisable to bake your bread at a slightly lower temperature, around 320°F (160°C). For light metal pans, which reflect more heat, a temperature of 350°F (175°C) is typically ideal. Regardless of the pan type, aim for a total baking time of approximately 1 hour and 15 minutes, always checking for doneness.
The best way to determine if your banana bread is done is to perform a simple skewer test. After the recommended baking time, gently insert a long toothpick, a thin wooden skewer, or even a piece of dry spaghetti into the very center of the loaf. If it comes out clean, or with just a few moist crumbs clinging to it, your banana bread is ready to be removed from the oven. If you see wet batter, continue baking for another 5-10 minutes before testing again.
Absolutely, using frozen bananas is a fantastic idea, especially when you have an abundance of overripe bananas! Freezing them at their peak ripeness ensures that you always have a supply on hand for baking. When you’re ready to use them for this recipe, simply take them out of the freezer and let them defrost completely in the refrigerator or at room temperature. They might release some liquid as they thaw; this is normal. Just mash them as usual and incorporate them into the batter, including any liquid they release, as this contributes to the bread’s incredible moisture.
Yes, this versatile super moist banana bread recipe can absolutely be transformed into delicious banana muffins! The batter works perfectly for muffins, offering the same tender and flavorful results. To adapt, simply divide the batter evenly among greased or lined muffin cups. Bake them at the same recommended oven temperature (320-350°F / 160-175°C, depending on your pan color) for a shorter duration, typically about 20 to 25 minutes. Keep an eye on them, and test for doneness with a toothpick inserted into the center of a muffin; it should come out clean.

Explore More Delicious Banana Recipes
If you’ve fallen in love with the magic of baking with bananas, we have a variety of other delightful recipes for you to try:
- For more incredibly moist banana bread variations, don’t miss our indulgent chocolate banana bread or our wholesome gluten-free banana bread recipe. Both are simple to prepare and promise that same melt-in-your-mouth moistness.
- Craving something sweet and portion-controlled? Our vegan banana cupcakes and rich vegan chocolate banana cupcakes are tender, flavorful, and require no eggs – perfect for a delicious treat.
- If you’re looking to impress, try this stunning banana upside down cake! It’s an elegant dessert that’s surprisingly easy to make.
Beyond bananas, if you adore the comfort of loaf cakes but are in the mood for different flavors, we have you covered! Explore our equally moist and easy-to-make recipes like the bright and zesty lemon poppy seed cake, the warmly spiced gluten-free pumpkin bread, or the wholesome gluten-free zucchini bread. Each offers a unique flavor profile while retaining the beloved moist and tender texture you expect from our kitchen.
Moist Banana Bread Recipe
Breakfast, Dessert, Snack
American
15 minutes
1 hour
15 minutes
1 hour
30 minutes
12
slices
278
kcal
Ai Willis
Adapted from Betty Crocker
Print
Pin
Rate
Metric
Ingredients
-
2½
cups
cake flour -
1
teaspoon
baking soda
-
1
teaspoon
salt -
½
cup
salted butter
softened at room temperature -
1
cup
light brown sugar -
2
large eggs
-
1½
cups
mashed overripe bananas
about 4 medium bananas -
¼
cup
plain yogurt -
¼
cup
milk -
1
teaspoon
vanilla extract
-
1
cup
chopped toasted walnuts, chocolate chips, or other mix-ins
optional
Instructions
-
Preheat the oven to 320°F (160°C) for dark metal pans or 350°F (175°C) for light metal pans. Grease and line a 9-inch loaf pan with parchment paper.
-
In a bowl, sift together cake flour, baking soda, and salt. If adding mix-ins, take a couple spoonfuls of the flour mixture into a separate bowl and toss the walnuts with it. Set aside.
-
In a large bowl, cream together softened butter and sugar. Add the eggs, banana, yogurt, milk, and vanilla and mix until combined.
-
Add the dry ingredients to the wet ingredients and stir only until combined. Fold in mix-ins if using, and pour into the prepared loaf pan.
-
Bake for 1 hour 15 minutes and test for doneness with a skewer or spaghetti. Let it cool in the pan for 5 minutes before transferring to a wire rack to cool completely.
Notes
Freezing: To freeze, wrap each slice tightly with a couple of layers of plastic wrap, then foil. Place in a freezer bag or airtight container. It keeps well in the freezer for up to 2 months. Defrost in the fridge overnight before serving or gently warm.
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Nutrition
Serving:
1
slice
|
Calories:
278
kcal
|
Carbohydrates:
44
g
|
Protein:
5
g
|
Fat:
9
g
|
Sodium:
372
mg